Capital Gains Tax Calculator – STCG & LTCG

📉 Capital Gains Tax Calculator

Calculate your STCG and LTCG tax liabilities on Equity Shares and Equity Mutual Funds according to the new Financial Year 2024-25 rules.

🚨 Budget FY 24-25 Update: Short Term Capital Gains (STCG) on Equity is now 20% (up from 15%). Long Term Capital Gains (LTCG) is now 12.5% (up from 10%), but the tax-free exemption limit has been increased to ₹1.25 Lakhs per year.
Trade Details
Holding Period
Equities held > 12 months qualify as Long-Term Capital Assets.
Total Buy Value (Investment)
₹
Total Sell Value (Sale Proceeds)
₹
Exemption Used This Year?
₹
You get a flat ₹1,25,000 LTCG exemption per financial year. Enter if you have already booked some LTCG profits this year.
LTCG Tax @ 12.5%
Total Tax Payable
₹21,875
Total Profit (Capital Gain) +₹3,00,000
Tax-Free Exemption (Sec 112A) -₹1,25,000
Net Taxable Gain ₹1,75,000
Total Tax Amount -₹21,875
Net Post-Tax Profit In-Hand +₹2,78,125
7.3%
Effective Tax
Net Profit
Tax Paid

Understanding Capital Gains (Equity)

Long Term Capital Gain (LTCG)

Triggered when you sell equity shares or equity-oriented mutual funds after holding them for more than 12 months. As of FY24-25, LTCG is taxed at a flat 12.5% without indexation benefits. However, the first ₹1,25,000 of LTCG profit booked in a single financial year is completely tax-free under Section 112A.

Short Term Capital Gain (STCG)

Triggered when you sell equity shares or equity-oriented mutual funds, holding them for less than 12 months. As of FY24-25, STCG is taxed at a flat 20%. There is no ₹1.25L exemption available for short-term trades.

Losses

If you sell at a loss, your tax liability is zero. Short Term Capital Losses (STCL) can be set off against STCG or LTCG. Long Term Capital Losses (LTCL) can only be set off against LTCG.

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