🏦 FD & RD Calculator
Calculate guaranteed returns for your Fixed Deposits (Lumpsum) and Recurring Deposits (Monthly).
Deposit Details
Total Investment Amount
₹1,00,000
₹500₹1 Cr
Interest Rate (p.a.)
7%
1%15%
Time Period
5 Yrs
1 Yr10 Yrs
Compounding Frequency
Most banks compound FD/RD interest quarterly.
Total Invested Amount
₹1,00,000
Total Interest Earned
₹41,478
Total Maturity Value
₹1,41,478
29%
Interest
Invested Amount
Interest Earned
Growth Track
Understanding FD & RD
Fixed Deposit (FD)
In an FD, you invest a single lumpsum amount for a fixed tenure. The bank guarantees a specific interest rate for the entire duration. Banks in India typically compound FD interest Quarterly.
Formula: A = P(1 + r/n)(n*t) where n is compounding frequency (4 for Quarterly).
Recurring Deposit (RD)
In an RD, you invest a fixed amount every single month for a fixed tenure, earning interest on the growing balance. Similar to FDs, the interest is usually compounded Quarterly. This is ideal for salaried individuals building a guaranteed corpus.